HEAVY EQUIPMENT LOANS

BUILT FOR THE TOUGH JOBS AHEAD

Finance your heavy machinery with up to $5,000,000. Built for contractors who mean business.

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Industry Leaders in Equipment Financing

Trusted by Canada's top construction and heavy equipment companies

$500M+ Financed

Supporting Canadian businesses with reliable equipment financing

2,500+ Clients

Serving businesses across all provinces and territories

95% Approval Rate

Fast approvals with competitive rates

Bank-Level Security
Major Bank Partners
Nationwide Coverage
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Equipment Financing Resources

Everything you need to know about heavy equipment financing in Canada. Make informed decisions about your equipment investment.

Construction Equipment

  • • Excavators ($150K - $500K)
  • • Bulldozers ($200K - $900K)
  • • Wheel Loaders ($100K - $400K)
  • • Cranes ($300K - $2M+)
  • • Dump Trucks ($80K - $250K)

Industrial Equipment

  • • Manufacturing Machinery
  • • Material Handling Equipment
  • • Processing Equipment
  • • Packaging Systems
  • • Industrial Vehicles

Specialty Equipment

  • • Mining Equipment
  • • Forestry Machinery
  • • Agricultural Equipment
  • • Marine Equipment
  • • Specialized Vehicles

Understanding Equipment Financing

Equipment financing allows businesses to acquire necessary machinery without a large upfront investment. Key benefits include:

  • Preserve working capital for other business needs
  • Potential tax advantages and write-offs
  • Fixed monthly payments for better budgeting
  • Upgrade equipment as technology advances
  • Flexible terms from 24 to 84 months

Qualification Requirements

Business History

We work with businesses at all stages - from startups to established companies

Credit Requirements

Flexible credit options available - we look at your whole business picture

Revenue Thresholds

Programs available for all revenue levels - let's find what works for you

Frequently Asked Questions

What types of equipment can I finance?

We finance a wide range of heavy equipment including construction, industrial, manufacturing, transportation, and specialty machinery.

How long does approval take?

Most applications receive a decision within 24-48 hours, with funding available in as little as 3-5 business days.

What documents are required?

Typically needed: Equipment quote, business financials, bank statements (6 months), and basic company information.

Are there tax benefits?

Equipment financing may offer tax advantages including potential deductions for interest payments and depreciation.

Industry Growth Trends

  • Construction sector projected 4.7% growth in 2024
  • Infrastructure spending increase of $33B nationwide
  • Rising demand for eco-friendly equipment

Equipment Technology

  • GPS and telematics integration standard
  • Electric & hybrid options available
  • Remote monitoring capabilities

Market Insights

  • Equipment prices up 15% since 2022
  • Financing rates from 4.99% for qualified buyers
  • Strong resale values in secondary market

Financing Options Comparison

Financing TypeBest ForTermsAdvantages
Equipment LoanLong-term ownership24-84 monthsLower monthly payments, tax benefits
Equipment LeaseRegular upgrades12-60 monthsLower upfront costs, maintenance included
Operating LeaseSeasonal use12-36 monthsOff-balance sheet, flexible terms

Equipment Maintenance Tips

  • Regular inspection schedules for optimal performance
  • Preventive maintenance to reduce downtime
  • Operator training for equipment longevity

Financing Tips

  • Compare total cost of ownership vs. leasing
  • Consider seasonal payment structures
  • Review tax implications with an accountant

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